Nathan Phillips Net Worth (2026): The Surprising Truth
Nathan Phillips plays centre back for West Bromwich Albion, and our Nathan Phillips net worth estimate for 2026 is £2 million to £4 million. No one has published a verified figure, so this range is our own calculation from wage data and UK tax rates.
The salary databases that rank for his name do not agree. Salary Sport lists his yearly pay at £1,248,000. Capology implies about £2.08 million. That is a gap of £832,000 a year on the same contract, which runs to 30 June 2028. This page compares the sources, points out their weak spots, and turns gross pay into a take home estimate you can check.
Nat Phillips at a Glance
| Fact | Detail |
| Full name | Nathaniel Harry Phillips |
| Born | 21 March 1997, Bolton, Greater Manchester |
| Age | 29 |
| Position | Centre back |
| Club | West Bromwich Albion (EFL Championship), No. 3 |
| Previous clubs | Liverpool (2016 2025); loans at VfB Stuttgart, AFC Bournemouth, Celtic, Cardiff City, Derby County |
| Joined | 23 June 2025, three year contract, undisclosed fee |
| Contract expiry | 30 June 2028 |
| Weekly wage (gross, estimated) | £24,000 (Salary Sport) to about £40,000 (Capology, SalaryLeaks) |
| Yearly salary (gross, estimated) | £1.25 million to £2.1 million |
| Career wages (gross) | £6.58 million through 2026 (Salary Sport) |
| Estimated net worth | £2 million to £4 million (NetWorthAbout estimate) |
Who Is Nat Phillips? Early Life and Background
Nathaniel Harry Phillips was born on 21 March 1997 in Bolton, Greater Manchester. He came through the Bolton Wanderers academy and played under his father, former footballer Jimmy Phillips.
His path nearly went elsewhere. In 2016, he left Bolton Wanderers, trained at Huddersfield Town, and won a scholarship to the University of North Carolina at Charlotte. Two days before his flight to the United States, he joined Liverpool’s academy instead. By summer 2018, he was training with Jürgen Klopp’s first team while still playing for the reserves. In August 2019, Liverpool announced a new contract for him on the day he joined VfB Stuttgart on loan.
His pay followed the same slow path. He spent most of his early twenties as a squad player and loanee. Salary Sport shows him on £1,900 a week (£98,800 a year) in 2017 and £24,000 a week five years later.
Nat Phillips Career Timeline and Key Milestones
Academy years and the VfB Stuttgart loan (2016 2020)
Liverpool signed him in 2016 after a trial (Liverpool FC). He joined VfB Stuttgart on loan in August 2019 and made his professional debut in the DFB Pokal at Hansa Rostock. Liverpool recalled him on 1 January 2020 because of a defender injury crisis. He made his first team debut in an FA Cup tie against Everton on 5 January, then went back to VfB Stuttgart for the rest of the season.
Liverpool breakthrough (2020 21)
Nat Phillips made his Premier League debut on 31 October 2020, in a 2-1 win over West Ham United. Two events stand out.
Man of the match against RB Leipzig
On 10 March 2021, he made his Champions League debut and was man of the match in a 2-0 win over RB Leipzig. Liverpool went through 4- 0 on aggregate. Fans also vo4- 0him Liverpool’s Standard Chartered Player of the Month for March.
Burnley goal and a new contract
He scored his only Liverpool goal, a header, in a 3- 0 win at Burnley on 19 May 23- 0. On 31 August 2021, the club announced a new long term contract (Rotowire, via Fox Sports). Salary Sport’s table shows a pay jump at about the same time: £4,900 a week in 2021 and £24,000 a week in 2022. Salary Sport does not link the two, so that connection is our own observation.
Loan years (2022-2025)
He fractured a cheekbone at AC Milan in December 2021 (Wikipedia) and got little game time that season. He said he was ready to leave in the January window (Sky Sports, via Wikipedia). Four loans followed: AFC Bournemouth from 31 January 2022, ending in promotion; Celtic from 31 August 2023, with a recall in January; Cardiff City from 30 January 2024; and Derby County from 30 August 2024. At Derby County, he played 33 times under Paul Warne and then John Eustace, scored once at Hull City on 26 April 2025, and helped the club avoid relegation to League One.
Loans make pay harder to track. Capology says a loan player’s salary can be split between clubs, yet Salary Sport shows a flat £24,000 a week for 2022, 2023 and 2024.
Permanent move to West Bromwich Albion (2025 present)
Liverpool confirmed the permanent transfer on 23 June 2025, after nine years and 29 senior appearances. West Bromwich Albion gave him a three year contract. The fee was not disclosed (Wikipedia), though Anfield Index reported £3 million. He debuted on 9 August 2025 against Blackburn Rovers and scored his first goal for the club on 30 August 2025 at Stoke City. By 25 April 2026, he had 41 appearances and 3 goals. He made no appearances for Liverpool after 2022 23, so he never played a senior match for Arne Slot, who became head coach on 1 June 2024 (Liverpool FC announcement, 20 May 2024).
Nathan Phillips Net Worth and Salary: Why Two Databases Disagree by £830K
Nat Phillips’ only verifiable income is his club wage. No source reports endorsements or business income, so we do not add any.
Three databases publish a wage:
| Source | Weekly wage | Yearly salary | Basis |
| Salary Sport | £24,000 | £1,248,000 | Database figure; contract to 30 June 2028 |
| Capology | About £40,000 (derived) | About £2.08 million (derived) | £4.16 million gross remaining over two years, excluding bonuses |
| SalaryLeaks | About £40,400 (derived) | £2.1 million | Base salary, West Bromwich Albion squad page |
Two of the three land near £2.1 million, so Salary Sport is the outlier. They also disagree on squad rank. SalaryLeaks calls Nat Phillips the highest paid player at West Bromwich Albion. Salary Sport puts him third, behind Chris Mepham (£37,000) and Branislav Ivanović (£28,000).
Salary Sport’s pay history has problems too. It shows £13,000 a week for 2025 and £24,000 for 2026 at West Bromwich Albion, but Wikipedia records one three year contract signed in June 2025. It has no rows for Celtic or Derby County. It still lists his age as 28, though he turned 29 in March 2026. Its FAQ says it publishes career earnings, not net worth, yet its page title says “Net Worth”.
Capology says its figures are gross and exclude bonuses. SalaryLeaks says many Championship figures are informed estimates, because the league rarely publishes pay.
Our working range is £1.25 million to £2.1 million in gross yearly pay. A club statement would narrow it quickly.
From Gross Pay to Nathan Phillips Net Worth: The Tax Bridge
Gross pay is not take home pay. Most of a salary this size is taxed at the top rate. For 2026/27, GOV.UK sets the additional rate at 45% on income above £125,140. Employee National Insurance is 8% up to £50,270 and 2% above it.
| Step | At £1,248,000 (Salary Sport) | At £2,080,000 (Capology) |
| Gross yearly salary | £1,248,000 | £2,080,000 |
| Income tax | About £548,000 | About £922,000 |
| National Insurance | About £27,000 | About £44,000 |
| Estimated take home | About £673,000 | About £1,114,000 |
| Share kept | About 54% | About 54% |
These are our own calculations, not published figures or tax advice. They assume PAYE pay in England, no pension payments, no bonuses and no image rights income. Agent fees are not published and are not deducted, so each take home figure is a ceiling.
Applying similar rates to Salary Sport’s £6.58 million in gross career wages gives about £3.6 million in take home pay. If Capology’s £2.08 million has applied since he signed in 2025, that ceiling rises by about £1.2 million, to roughly £4.8 million. Net worth is what remains after living costs and fees we cannot see. So our Nathan Phillips net worth estimate is £2 million to £4 million, and the top of that range is possible only if Capology’s salary has applied since 2025. It is an editorial estimate with low confidence.
Nathan Phillips Net Worth vs Chris Mepham: Pay Comparison
Chris Mepham is the closest comparison. He is also a centre back at West Bromwich Albion and signed from AFC Bournemouth on 28 August 2025 on a three year deal (Wikipedia). Neither player has a published net worth, so the table compares pay.
| Name | Net Worth | Profession | Primary Income Source |
| Nat Phillips | Estimated £2M £4M (NetWorthAbout) | Centre back, West Bromwich Albion | Club wages: £24,000 (Salary Sport) to about £40,000 (Capology) a week |
| Chris Mepham | Not published | Centre back, West Bromwich Albion | Club wages: £37,000 (Salary Sport) or £35,000 (Capology, estimated gross) a week |
The order flips by source. Salary Sport pays Chris Mepham more, while Capology pays Nat Phillips more. Capology also puts Chris Mepham’s career gross earnings at £13.8 million, but that comes from a different database than Salary Sport’s £6.58 million for Nat Phillips, so the two do not compare directly.
Public Image: Why Fans Remember Nat Phillips
We found no controversies or charity work in the sources we reviewed, so we leave those out. What exists is a reputation.
When he left for AFC Bournemouth in 2022, Klopp called him “incredibly reliable” and a great figure around the training ground, and said he would have loved to keep him. As his Liverpool exit neared in June 2025, Empire of the Kop called him one of the club’s “most unlikely modern heroes”. John Eustace, who coached Derby County to safety in 2024-25, said he wanted Nat Phillips back for 2025-26.
In 2023, the Liverpool Echo reported that he had been dating Molly Moorish Gallagher, daughter of Liam Gallagher and Lisa Moorish, since early 2022.
Frequently Asked Questions
What is Nathan Phillips net worth in 2026?
Nathan Phillips’ net worth is estimated at £2 million to £4 million in 2026. No source publishes a verified figure, so the range comes from gross wage data and 2026/27 UK tax rates. Treat it as a low confidence estimate.
How much does Nat Phillips earn per week at West Bromwich Albion?
Estimates run from £24,000 a week (Salary Sport) to about £40,000 (Capology and SalaryLeaks, whose yearly figures we divided by 52). All are gross, so take home pay is lower. We found no wage figure published by the club.
What is Nat Phillips’ yearly salary?
Estimates run from £1,248,000 (Salary Sport) to about £2.1 million (Capology and SalaryLeaks), before tax. Two of the three databases sit near the higher figure. After 2026/27 tax and National Insurance, take home would be roughly £673,000 to £1.1 million.
Why do salary sites show different figures for Nat Phillips?
The databases estimate pay; they do not report it. Salary Sport’s wage table has internal conflicts, SalaryLeaks says Championship pay is rarely published, and Capology estimates salaries for unverified players. The gap between Salary Sport and Capology is about £832,000 a year.
How much did West Bromwich Albion pay for Nat Phillips?
The fee was not disclosed. Liverpool and West Bromwich Albion confirmed the permanent transfer on 23 June 2025, and he signed a three year contract. Anfield Index reported £3 million, but we could not match that to a club statement, so treat it as a report.
Which clubs has Nat Phillips played for?
Nat Phillips came through the Bolton Wanderers academy and joined Liverpool in 2016. He played on loan for VfB Stuttgart, AFC Bournemouth, Celtic, Cardiff City and Derby County, then joined West Bromwich Albion permanently on 23 June 2025. He made 29 senior appearances for Liverpool.
When does Nat Phillips’ contract expire?
\His contract with West Bromwich Albion expires on 30 June 2028, according to Salary Sport and Capology. He signed the three year deal on 23 June 2025, which leaves two seasons. Capology lists about £4.16 million in gross remaining contract value, excluding bonuses.
Is Nat Phillips’ net worth the same as his career earnings?
No. Salary Sport counts £6,578,000 in gross career wages across 10 recorded seasons. Net worth is what remains after tax and spending. At current UK rates, about 54% of a top band salary is kept, so career wages overstate net worth.
Final Ideas
Nathan Phillips‘ net worth is hard to pin down because no one publishes his pay. The salary databases range from about £1.25 million to £2.1 million a year, and tax takes roughly 46% of that before he spends anything. Our estimate of £2 million to £4 million is a reasoned range, not a fact.
A confirmed wage, a disclosed transfer fee, or a new contract would change it. Until then, treat any single figure you see online, ours included, as an estimate and check how it was built.
Amelia Torres writes for NetWorthAbout.com, covering celebrity net worth, personal biographies, career achievements, and income sources. She focuses on making information about well known personalities accessible and easy to understand. Her articles explore the professional journeys, financial backgrounds, and major milestones that shape public figures’ lives. Amelia aims to provide readers with clear, informative content while emphasizing responsible research and the importance of distinguishing publicly available facts from estimated net worth figures.
